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Administration
          Mark F. Welch Chairman & President
          William A. Keane Vice President & Treasurer
          Tricia A. Ferguson Vice President
Lending Office
          Jeffrey S. Manning Vice President
          Anna L. Makos Assistant Vice President, Mortgage Officer
          Peter B. Matthews Mortgage Officer
          Ellin M. McSweeney Mortgage Officer
Branch Operations
          Kimberly A. Rock Vice President, Retail Banking
          Rebecca L. Conary Assistant Treasurer, West Office Manager
          Melissa LeBel Assistant Treasurer
Deposit Services
          Jon H. Martin Vice President, Retirement Services
          Caroline M. Meagher Assistant Treasurer, Internet Banking
          Holly Reardon Customer Service

Mail:
Main Office:   93 State Street, P.O. Box 510, Newburyport, MA 01950
West Office:   68 Storey Avenue, P.O. Box 510, Newburyport, MA 01950
Lending Office:   81 State Street, P.O. Box 510, Newburyport, MA 01950

Phone:
Main Office:   978-462-3106 Fax 978-465-8428
West Office:   978-462-9321 Fax 978-465-7139
Lending Office:   978-462-2344 Fax 978-463-8501

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Main Office: 93 State Street, Newburyport 978-462-3106
West Office: 68 Storey Avenue, Newburyport 978-462-9321
Lending Office: 81 State Street, Newburyport 978-462-2344