Product offers, their rates, yields, terms and other information provided in this Web site are subject to change without notice. The Institution for Savings cannot guarantee the completeness, currentness or accuracy of the information provided herein.

Our calculators are meant to present estimates, based on information which you have provided. The results are not guaranteed to be accurate, and are in no way guaranteed by the Institution for Savings. To find out more about our lending programs, please contact our Lending Department directly. Information presented on this site regarding any product offering does not constitute a commitment to provide service. Should you open an account at the Institution for Savings, all disclosure information will be mailed or otherwise provided to you. All others may receive this information upon request.

Privacy

In using this web site, you can inquire about products, use calculators, or fill out applications for financial services. You have every right to expect that this information will be kept confidential. If you provide personal or identifying information, it will only be used for the purposes described at the data entry point, and to inform you of the financial services in which you might be interested. Such information will not be transferred to other parties.

The Institution for Savings understands the need to handle all customer information in confidence. We follow internal policies that adhere to the guidelines set out in The Right to Financial Privacy Act (12 U.S.C. 3401) of 1978. The policies and practices apply to all customer information no matter what method of communication was used to initiate the contact.

Questions regarding this policy statement should be directed to:

Mark Welch
Chairman & President
Institution for Savings
93 State Street
P.O. Box 510
Newburyport, MA 01950                         Privacy Policy