RECURRING TRANSFERS

The Scheduled and Recurring Transfers option of our Internet Banking product is free to our Online Banking customers. This feature allows our customers to schedule a transfer to occur automatically on a designated date in the future or on a recurring basis to other accounts they hold with us. When the transfer has been completed an e-mail is sent to serve as verification.

Some of the ways our customers use this system include:

• Transfer money into a child's joint account each week while the child is away at school
• Make a loan payment every month without having to remember to manually make the payment
• Schedule the transfers to take place while on vacation
• Add extra money to a savings account every payday