Business Fee Schedule

Savings, Checking, Money Market

Advantage Business Checking
  Monthly Service Charge $ 10.00+
  Per Check Paid $     .15+
Simple Business Checking
  Monthly Service Charge (if balance drops below $5,000) $ 10.00
Simple Business NOW Checking
  Monthly Service Charge (If balance drops below $500) $   5.00
Business Statement Savings
  Monthly Service Charge (If balance drops below $1000) $ 10.00
Business Preferred Savings
  Monthly Service Charge (If balance drops below $50,000) $ 10.00
 
Transfers from a savings account including those to third parties are limited to six per month. These transaction limitations include preauthorized, automatic, telephone or computer transfers, checks, drafts, debit card or ATM point-of-sale purchases, or similar orders to third parties. $  5.00 (per item in excess of 6)
 
Business Premium Money Market
  Monthly Service Charge (If balance drops below $75,000) $ 10.00
Business Money Market
  Monthly Service Charge (If balance drops below $2500) $ 10.00
 
Transfers from a money market account to another account or to third parties are limited to 6 per month. These transaction limitations include preauthorized, automatic, telephone or computer transfers, checks, drafts, debit card or ATM point of sale purchases, or similar orders to third parties. $  5.00 (per item in excess of 6)
 
   
     
Other Fees and Services
  Insufficient Funds Charge and Overdraft Item Charge for Check and ACH transactions $ 25.00 (per item)
  Return Deposited Item Charge $  4.00 (per item)
  ATM Transactions NO CHARGE
  ATM Transactions - Other Bank ATMs NO CHARGE*++
  Debit Card Transactions NO CHARGE++
  Internet Banking NO CHARGE
  Internet Banking - Bank to Bank Transfer - Outgoing $  3.00 (per transfer)
  Internet Banking - Bank to Bank Transfer - Incoming NO CHARGE
  Cash Management $ 49.95 (per month)
  Cash Management Wire Transfer - Domestic Outgoing $ 18.00 (per wire)
  ACH Origination $     .10 (per item) &   $   2.50 (per file)
  Bill Pay - Business Accounts  NO CHARGE 
  E-Statements NO CHARGE
  Overdraft Protection Transfers (from savings or money market account) $  3.00 (per transfer)
  Stop Payment Order (expires in 6 months) $ 25.00
  Check Order Varies
  Money Market Check Order (first order free) Varies
  Personal Money Orders (up to $1000) $   1.00
  Recurring Duplicate Account Statement $   3.00 (per statement)
  Treasurers Checks (if under $1000 and/or not withdrawn from your account) $   2.00
  Wire Transfer - Domestic Outgoing $ 20.00 (per wire)
  Wire Transfer - Foreign Outgoing $ 50.00 (per wire)
  Wire Transfer - Incoming NO CHARGE
  Foreign Currency Purchase 1% of US total (minimum $10.00
    plus shipping
  Return Foreign Currency $ 20.00
  Foreign Draft $ 15.00 (plus shipping charge)
  Foreign Check Collection $ 15.00-$45.00 (plus any applicable corresponding bank charges)
  Notary NO CHARGE
  Signature Guarantee NO CHARGE
  Research $ 25.00 (per hour)
  MA DOR Levy $ 20.00
  Safe Deposit Box Varies
  Safe Deposit Box Replacement Key $ 25.00
  Drilled Safe Deposit Box $125.00
  24-Hour Telephone Banking NO CHARGE
  Night Depository NO CHARGE
  Lock Box Service Provided upon request
  Abandoned Property (checking and savings accounts only) $ 50.00**


Some services available to Bank customers only. 

* Other banks may charge fee.

** Refer to Massachusetts General Laws Chapter 200A.

+ Can be offset by earning credits.

++ ATM and Debit Card Networks may charge an international transaction fee.