Check and Cell Phone
Please be aware that there are several financial scams that are occurring in our area as well as across the country of which you should be aware.
We continue to see a number of check scams designed to cheat consumers out of their funds. Some recent examples:
- Award/Sweepstakes Check#1 The customer is notified that he/she has won a sweepstakes or award, and is asked for his/her account number so that the award can be deposited into the customer's account.
- Award/Sweepstakes Check#2 The customer is notified that he/she has won a sweepstakes or award. The customer is then sent a prize or sweepstakes award check, but then told that it was for too large amount in error. The unsuspecting customer is then asked to send back the difference. Since the original check was fraudulent, the customer has now unknowingly sent back a real check with the customer's account number and routing number, allowing the scammers to manufacturer additional fraudulent checks against the customer's account.
- Customers selling an item on the Internet sites such as eBay or Craigslist. A phony buyer sends a fake check often resembling a Massachusetts Department of Revenue check, Bank Treasurer's check, Bank Money Order or Postal Money Order for more than the amount of the item, then asks the seller to send a check back for the difference. The fraudulent buyer's check deposit is in fact not real, but the unsuspecting seller sends back both the item "purchased" plus the "overpaid difference" to the scammer before realizing the fraud.
Cell Phone Scam
Customers are receiving false recorded phone messages on their cell phones telling them that their debit cards have been compromised and asking them to provide personal information such as bank account number Social Security Number, Card number and PIN (Personal Identification Number). so that the problem can be resolved.
THESE ARE ALL SCAMS!
- As you know, we never ask customers to provide this type of personal information over the telephone.
- If you receive such a call, hang up immediately.
- If you have received such a call recently and did provide personal information, please contact us immediately so that we might cancel your card and issue you a new one.
As always, please call us at 978-462-3106 or 978-356-3600, or email us with any questions or concerns.