At the Institution for Savings, our employees are our most valuable asset. Our team is passionate about serving the customers and communities in which they live and work. We have been named a Boston Globe Top Places to Work for 14 consecutive years and pride ourselves on providing a culture of trust and respect, mixed with some fun! We are an Equal Opportunity Employer and offer an environment where diversity, inclusion, and innovation are valued. Watch our video to lean more about our culture and nurturing environment.
We offer competitive pay, outstanding benefits and a generous incentive program that ensures our employees are well-compensated. Our health and wellness programs allows employees to customize their approach to well-being.
Come Join Our Team and Earn a $1,000 BONUS* After 6 Months!
*Only full-time employees are eligible. Bonus will be paid six months after start date as long as employee remains employed and in good standing.
The Institution for Savings has a policy requiring that all employees be vaccinated against COVID-19 or receive an approved exemption. To assist any employee (1) who is disabled or has a qualifying medical condition that the employee and qualified medical professional believe makes being vaccinated unsafe, or (2) who objects to being vaccinated on the basis of a sincerely held religious belief, practice or observance, the Bank will consider whether an exemption applies and an accommodation can be made.
With our main office in Newburyport and 15 additional locations throughout the North Shore, we are looking for people who care passionately about our customers and our communities. Join us today!
Residential Loan Originator
We are seeking a Residential Loan Originator. This is an in-house position with a base salary plus quarterly incentives. Primary responsibilities include examining, evaluating, and authorizing and/or recommending approval of customer applications for residential real estate loans.
Additional Responsibilities:
- Requests property appraisals, applicant credit reports, background checks, reference checks, and other information pertinent to loan applicant’s evaluation.
- Analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loans and/or submits applications to credit analyst for verification and recommendations.
- Corresponds with or interviews applicants or creditors to resolve questions regarding applicant information.
- Compiles loan packages and facilitates negotiation with applicants pursuant to Bank standards, including fees, loan repayment options and other credit terms.
- Ensures loan agreements are complete and accurate according to policy.
- Assures timely loan closing and funding activities.
- Promotes and cross-sells other bank products and services as appropriate to customer.
Job Qualifications:
- Bachelor's degree preferred or a minimum of five years demonstrated successful work-related experience in all aspects of residential rending including secondary market.
- Fluent in Spanish with excellent communication skills, both written and verbal.
- Effective interviewing and presentation skills.
- Strong analytical and quantitative skills and proven problem-solving ability.
- Self-motivated, proactive, and goal oriented; enjoys generating new business and developing long-term relationships.
- Utilizes strong organization skills to perform and prioritize a high volume of tasks simultaneously.
- Consistently achieves goals and meets strict deadlines while maintaining excellent attention to context, substance and detail.
- Embraces the team-oriented culture and works collaboratively across the Bank to support the Bank’s strategic growth plans.
- Microsoft Excel and Microsoft Word experience required. Knowledge of Encompass and Jack Henry software preferred but not required.
This position is full-time with fully paid medical, dental and vision insurance, as well as dollar-for-dollar 401(k) match up to 10%; life insurance; disability plan; pension plan after 2 years of service; and generous vacation and paid-time off.
Full-time Float Teller
We are seeking a Full-time Teller to float between our 15 offices as needed. Qualified candidates should be friendly, flexible and professional, have excellent customer service skills, and be proficient with computers and handling cash. This position is full-time with fully paid medical, dental and vision insurance, as well as dollar-for-dollar 401(k) match up to 10%; life insurance; disability plan; pension plan after 2 years of service; and generous vacation and paid-time off. To apply: forward resume to PO Box 510, Newburyport, MA 01950; e-mail SVP Human Resources Kathleen Ferreira or complete an application here (applications are also available in any office). We are an Equal Opportunity Employer.
