Commercial Loans

For purchasing and refinancing existing commercial real estate including residential multi-family and mixed-use property, office buildings, flex space and retail complexes; construction and development of industrial and residential property. Long-term fixed and adjustable rate options are available.

For equipment and vehicle purchases, leasehold improvements and business-expansion financing. Repayment terms are typically tied to the depreciable life of the assets being financed.

Available to provide cash flow for short-term working capital needs at a variable interest rate.

Partnering with the U.S. Small Business Administration (SBA), we provide credit enhancements for small businesses through a variety of programs, including the 7(a) guarantee program and SBA Express Loans. Also available are direct SBA loans through the 504 lending program; these loans are made in conjunction with conventional bank financing to acquire real estate and certain business equipment.

DAVID DOUCETTE