beverly bridge

Fee Schedule

Personal Account Fees

Personal Checking Accounts Minimum Balance* Service Charge
  • No-Fee Checking 
N/A
N/A
  • Personal Checking†
$500
$5.00
  • 18/65 Checking**
N/A
N/A
  • Bonus Checking
$500
$10.00
  • Collegiate Checking
N/A
N/A
Personal Savings Accounts Minimum Balance* Service Charge
  • Statement Savings**
$10
$1.00
  • Preferred Savings
$50,000
$10.00
  • Titanium Savings
$10,000
 $10.00
  • Diamond Savings
$25,000
 $10.00
Personal Money Market Accounts Minimum Balance* Service Charge
  • Traditional Money Market
$1,000
$5.00
  • Gold Money Market
$250,000
$10.00
  • Platinum Money Market
$250,000
$10.00
  • Super Money Market‡
$150,000
 $10.00
  • Titanium Money Market
$250,000
$10.00
  • Diamond Money Market
$500,000
$10.00

Business Account Fees

Business Checking Accounts Minimum Balance* Service Charge
  • Simple Business Checking 
$5,000
$10.00
  • Simple Business NOW Checking
$500
$5.00

Business Savings Accounts Minimum Balance* Service Charge
  • Business Statement Savings
$1,000
$10.00
  • Business Preferred Savings
$50,000
$10.00
  • Business Titanium Savings
$10,000
$10.00
  • Business Diamond Savings
$25,000
$10.00

Business Money Market Accounts Minimum Balance* Service Charge
  • Business Money Market
$2,500
$10.00
  • Business Gold Money Market
$250,000
$10.00
  • Business Platinum Money Market
$250,000
$10.00
  • Business Super Money Market‡
$150,000
$10.00
  • Business Titanium Money Market
$250,000
$10.00
  • Business Diamond Money Market
$500,000
$10.00
* Minimum balance to avoid monthly service charge.
** 18/65 Accounts: Depositors age 65 and over, or 18 and younger may choose one 18/65 Checking and one Statement Savings account with no fees. A charge of $5.00 may be imposed for overdraft items. For an account to be exempt all owners must meet the age qualification unless the account is joint with a spouse. You must sign up to take advantage of this exception.
† No monthly service charge with direct deposit.
‡ Product no longer available for new accounts.

Additional Services

SOME SERVICES AVAILABLE TO BANK CUSTOMERS ONLY

Account Services Fee
  • Overdraft Item Charge for paid item
    If you do not have enough available funds in your account to cover an item, at our discretion, we may authorize to pay the item resulting in an overdraft item charge. If we return the item unpaid you will not be charged a fee.
 $15.00 per presentment
  • Overdraft Protection Transfers (from another deposit account)
 $3.00 per transfer
  • Return Deposited Item – Business
 $10.00 per item
  • Recurring Duplicate Account Statement
 $3.00 per statement
  • Stop Payment Order (expires in 6 months)
 $25.00 per order
  • ACH Debit Blocking/Change
 $25.00 per block
  • Check Order
 Varies by style
  • Money Market Check Order (first order free)
 Varies by style
  • Abandoned Property Fee (checking and savings accounts only)
 $100.00 per account*

ATM/Debit Card Services
 Fee
  • ATM Transactions
 NO CHARGE
  • ATM Transactions at Other Bank’s ATM (other banks may charge fee)
 NO CHARGE†
  • Debit Card Transactions
 NO CHARGE†
  • ATM/Debit Card Replacement
 $15.00

Online Banking Services
 Fee
  • Online Banking
 NO CHARGE
  • Bill Pay
 NO CHARGE
  • Bill Pay Gift Check
 $2.99 per check
  • Bill Pay Donation Check
 $1.99 per check
  • Bill Pay Rush Delivery
 Varies
  • E-Statements and Notices
 NO CHARGE
  • Bank to Bank Transfers – Outgoing
 $3.00 per transfer
  • Bank to Bank Transfers – Incoming
 NO CHARGE
  • Mobile Banking
 NO CHARGE
  • Mobile Deposit
 NO CHARGE
  • Cash Management
 Varies
  • Wire Transfer – Domestic Outgoing
 $18.00 per wire
  • ACH Origination
 $0.10 per item & $2.50 per file

Safe Deposit Box Services
 Fee
  • Safe Deposit Box
 Varies by size‡
  • Safe Deposit Box Replacement Key
 $25.00
  • Drilled Safe Deposit Box
 $200.00

Foreign Currency Services
 Fee
  • Foreign Currency Purchase
 $10 plus shipping
  • Return Foreign Currency (fee includes shipping)
 $30.00
  • Foreign Draft (plus shipping)
 $25.00 per draft
  • Foreign Draft Collection (plus any applicable corresponding bank charges)
 $15.00 - $60.00 per draft

Wire Transfer Services
 Fee
  • Wire Transfer - Domestic Outgoing
 $25.00 per wire
  • Wire Transfer - Foreign Outgoing
 $65.00 per wire
  • Wire Transfer - Incoming
 NO CHARGE

Miscellaneous Services
 Fee
  • Treasurer’s Check (if under $1,000 and not withdrawn from account)

$2.00 per check
  • Money Order
$1.00 per check
  • 24-Hour Telephone Banking
NO CHARGE
  • Notary
NO CHARGE
  • Signature Guarantee
NO CHARGE
  • Lock Box Service (provided upon request)
Varies
  • Night Depository
NO CHARGE
  • Research
$25.00 per hour / 1 hour minimum
  • MA DOR Levy
$20.00
  • Withdrawals and Closeouts by Mail (sent via USPS Priority Mail)
$15.00 per transaction
Rev. 1/3/2023
* Refer to Massachusetts General Laws Chapter 200A.
† ATM and Debit Card Networks may charge an international transaction fee.
‡ The Bank does not provide insurance coverage for the contents of your safe deposit box.