beverly bridge

Fee Schedule

Personal Account Fees

Account Type Minimum Balance* Service Charge
Checking Accounts
  • No-Fee Checking
  • Personal Checking**†
  • Bonus Checking
  • Collegiate Checking

N/A
$500
$500
N/A

N/A
$5.00
$10.00
N/A
Savings Accounts
  • Statement Savings**
  • Preferred Savings
  • Titanium Savings
 
$10
$50,000
$10,000

$1.00
$10.00
$10.00
Money Market Accounts
  • Traditional Money Market
  • Platinum Money Market
  • Super Money Market‡
  • Titanium Money Market
 
$1,000
$250,000
$150,000
$250,000
 
$5.00
$10.00
$10.00
$10.00

Business Account Fees

Account Type Minimum Balance* Service Charge
Checking Accounts
  • Simple Business Checking
  • Simple Business NOW Checking

$5,000
$500

$10.00
$5.00
Savings Accounts
  • Business Statement Savings
  • Business Preferred Savings
  • Business Titanium Savings
 
$1,000
$50,000
$10,000

$10.00
$10.00
$10.00
Money Market Accounts
  • Business Money Market
  • Business Platinum Money Market
  • Business Super Money Market‡
  • Business Titanium Money Market
 
$2,500
$250,000
 
$150,000
 
$250,000
 
$10.00
$10.00
 
$10.00
 
$10.00
* Minimum balance to avoid monthly service charge.
** 18/65 Accounts: No fees on personal accounts of depositors age 65 and over, or 18 and younger. A charge of $5.00 may be imposed for insufficient funds. For an account to be exempt all owners must meet the age qualification unless the account is joint with a spouse. You must sign up to take advantage of this exception.
 No monthly service charge with direct deposit.
‡ Product no longer available for new accounts.

Additional Services

Some services available to bank customers only

Service Fee
Account Fees
  • Insufficient Funds Charge and Overdraft Item Charge for Check and ACH transactions
  • Overdraft Protection Transfers (from another deposit account)
  • Return Deposited Item – Business
  • Recurring Duplicate Account Statement
  • Stop Payment Order (expires in 6 months)
  • ACH Debit Blocking/Change
  • Check Order
  • Money Market Check Order (first order free)
  • Abandoned Property Fee (checking and savings accounts only)
 
$25.00 per item
 
$3.00 per transfer
 
$10.00 per item
$3.00 per statement
$25.00 per order
$25.00 per block
Varies by style
Varies by style
$50.00 per account*
ATM/Debit Card Fees
  • ATM Transactions
  • ATM Transactions at Other Bank’s ATM (other banks may charge fee)
  • Debit Card Transactions
  • ATM/Debit Card Replacement

NO CHARGE
NO CHARGE**
 
NO CHARGE**
$15.00
Online Banking Fees
  • Online Banking
  • Bill Pay
    • Bill Pay Gift Check
    • Bill Pay Donation Check
    • Bill Pay Rush Delivery
  • E-Statements and Notices
  • Bank to Bank Transfers – Outgoing
  • Bank to Bank Transfers – Incoming
  • Mobile Banking
  • Mobile Deposit
  • Cash Management
    • Wire Transfer – Domestic Outgoing
    • ACH Origination

NO CHARGE
NO CHARGE
$2.99 per check
$1.99 per check
Varies
NO CHARGE
$3.00 per transfer
NO CHARGE
NO CHARGE
NO CHARGE
Varies
$18.00 per wire
$0.10 per item & $2.50 per file
Safe Deposit Box Fees
  • Safe Deposit Box
  • Safe Deposit Box Replacement Key
  • Drilled Safe Deposit Box

Varies by size†
$25.00
$200.00
Foreign Currency Fees
  • Foreign Currency Purchase (minimum $10 plus shipping)
  • Return Foreign Currency (fee includes shipping)
  • Foreign Draft (plus shipping)
  • Foreign Draft Collection (plus any applicable corresponding bank charges)

$1% of U.S. Total
 
$30.00
$25.00 per draft
$15.00 - $60.00 per draft
Wire Transfer Fees
  • Wire Transfer - Domestic Outgoing
  • Wire Transfer - Foreign Outgoing
  • Wire Transfer - Incoming

$25.00 per wire
$65.00 per wire
NO CHARGE
Miscellaneous Service Fees
  • Treasurer’s Check (if under $1,000 and not withdrawn from account)
  • Money Order
  • 24-Hour Telephone Banking
  • Notary
  • Signature Guarantee
  • Lock Box Service (provided upon request)
  • Night Depository
  • Research
  • MA DOR Levy
  • Withdrawals and Closeouts by Mail (sent via USPS Priority Mail)
 
$2.00 per check
 
$1.00 per check
NO CHARGE
NO CHARGE
NO CHARGE
Varies
NO CHARGE
$25.00 per hour
$20.00
$15.00 per transaction
Rev. 8/17/2020
* Refer to Massachusetts General Laws Chapter 200A.
** ATM and Debit Card Networks may charge an international transaction fee.
† The Bank does not provide insurance coverage for the contents of your safe deposit box.