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Money Market Rates

 
 
Balances $1,000,000 and above
 

0.75%

Annual Percentage Yield (APY)
 
Balances $250,000 and above

0.55%

Money Market Annual Percentage Yield (APY)

1.25%

48-Month CD Annual Percentage Yield (APY)
 
Balances $100,000 and above
 

0.35%

Annual Percentage Yield (APY)
 
 
 
 
 
 
%
Interest Rate

0.25%

Annual Percentage Yield (APY)
 
 
 
 
 
Rates Effective

MONEY MARKET ACCOUNTS

ACCOUNT INTEREST
RATE
ANNUAL PERCENTAGE YIELD (APY) MINIMUM BALANCE TO OPEN MINIMUM BALANCE TO EARN APY
Titanium Money Market



Balances less than $250,000 0.25% 0.25% $250,000.00 $1.00
Balances $250,000-$499,999.99 0.55% 0.55% $250,000.00 $250,000.00
Balances $500,000-$999,999.99 0.65% 0.65% $250,000.00 $500,000.00
Balances $1,000,000 and above 0.75% 0.75% $250,000.00 $1,000.000.00
Rates are variable and subject to change at any time without notice. A minimum balance of $250,000.00 is required to open the account and avoid a $10 monthly service charge. Maximum balance is $20 million. Fees may reduce earnings.
 
 
ACCOUNT INTEREST
RATE
ANNUAL PERCENTAGE YIELD (APY) MINIMUM BALANCE TO OPEN MINIMUM BALANCE TO EARN APY
Platinum Money Market/CD Combo



Platinum Money Market balances less than $250,000 0.25% 0.25% $250,000.00 $1.00
Platinum Money Market balances $250,000 and above 0.55% 0.55% $250,000.00 $250,000.00
Platinum 36 Month CD 1.24% 1.25% $250,000.00 $250,000.00
Platinum 48 Month CD 1.24% 1.25% $250,000.00 $250,000.00
Rates are variable and subject to change at any time without notice. A Platinum Money Market Account with a minimum balance of $250,000 and a Platinum 36 or 48-Month CD with a minimum balance of $250,000, with a combined statement, are required to open, maintain and earn the advertised Annual Percentage Yield (APY). If Platinum Money Market Account balances drop below $250,000, a $10.00 monthly service charge will be assessed and APY will be reduced. If the CD portion of the combined account is closed or falls below $250,000, the Platinum Money Market Account will revert back to the Bank’s Traditional Money Market Account APYs. In addition, if minimum balances are not maintained in both accounts at all times, the APY on the Certificate of Deposit will change for the remainder of the term to a predetermined rate disclosed at account opening. Maximum CD balance is $1.5 million and maximum Money Market balance is $10 million for a combined maximum balance of $11.5 million. Account title must be the same on all accounts. Fees may reduce earnings. Penalty will be imposed for early withdrawal on the Certificate of Deposit. Individual Retirement Account (IRA) funds are not eligible for this product.
 
ACCOUNT
INTEREST
RATE
ANNUAL PERCENTAGE YIELD (APY) MINIMUM BALANCE TO OPEN MINIMUM BALANCE TO EARN APY
Traditional Money Market



Balances less than $1,000 0.25% 0.25% $1,000 $1.00
Balances $1,000-$49,999.99 0.25% 0.25% $1,000 $1,000.00
Balances $50,000-$99,999.99 0.25% 0.25% $1,000  $50,000.00
Balances $100,000 and above 0.35% 0.35% $1,000  $100,000.00
Rates are variable and subject to change at any time without notice. A minimum balance of $1,000 is required to open and avoid a $5 monthly service charge.
 

ACCOUNT
INTEREST
RATE
ANNUAL PERCENTAGE YIELD (APY) MINIMUM BALANCE TO OPEN MINIMUM BALANCE TO EARN APY
Super Money Market*



Balances less than $150,000 0.25% 0.25% $150,000.00 $1.00
Balances $150,000-$249,999.99 0.35% 0.35% $150,000.00 $150,000.00
Balances $250,000.00 and above 0.50% 0.50% $150,000.00  $250,000.00
*Account is no longer available to open.
Rates are variable and subject to change at any time without notice. A minimum balance of $150,000 is required to open the account and avoid a $10 monthly service charge. Maximum balance is $10 million. Fees may reduce earnings. 

 

BUSINESS MONEY MARKET ACCOUNTS

 
ACCOUNT
INTEREST
RATE
ANNUAL PERCENTAGE YIELD (APY) MINIMUM BALANCE TO OPEN MINIMUM BALANCE TO EARN APY
Business Titanium Money Market



Balances less than $250,000 0.25% 0.25% $250,000.00 $1.00
Balances $250,000-$499,999.99 0.55% 0.55% $250,000.00 $250,000.00
Balances $500,000-$999,999.99 0.65% 0.65% $250,000.00 $500,000.00
Balances $1,000,000 and above 0.75% 0.75% $250,000.00  $1,000,000.00
Rates are variable and subject to change at any time without notice. A minimum balance of $250,000.00 is required to open the account and avoid a $10 monthly service charge. Maximum balance is $20 million. Fees may reduce earnings.
 
 
ACCOUNT
INTEREST
RATE
ANNUAL PERCENTAGE YIELD (APY) MINIMUM BALANCE TO OPEN MINIMUM BALANCE TO EARN APY
Business Platinum Money Market/CD Combo



Balances less than $250,000 0.25% 0.25% $250,000.00 $1.00
Balances $250,000-$499,999.99 0.55% 0.55% $250,000.00 $250,000.00
Platinum 36 Month CD 1.24% 1.25% $250,000.00 $250,000.00
Platinum 48 Month CD 1.24% 1.25% $250,000.00  $250,000.00
Rates are variable and subject to change at any time without notice. A Platinum Money Market Account with a minimum balance of $250,000 and a Platinum 36 or 48-Month CD with a minimum balance of $250,000, with a combined statement, are required to open, maintain and earn the advertised Annual Percentage Yield (APY). If Platinum Money Market Account balances drop below $250,000, a $10.00 monthly service charge will be assessed and APY will be reduced. If the CD portion of the combined account is closed or falls below $250,000, the Platinum Money Market Account will revert back to the Bank’s Traditional Money Market Account APYs. In addition, if minimum balances are not maintained in both accounts at all times, the APY on the Certificate of Deposit will change for the remainder of the term to a predetermined rate disclosed at account opening. Maximum CD balance is $1.5 million and maximum Money Market balance is $10 million for a combined maximum balance of $11.5 million. Account title must be the same on all accounts. Fees may reduce earnings. Penalty will be imposed for early withdrawal on the Certificate of Deposit. Individual Retirement Account (IRA) funds are not eligible for this product.
 
 
ACCOUNT
INTEREST
RATE
ANNUAL PERCENTAGE YIELD (APY) MINIMUM BALANCE TO OPEN MINIMUM BALANCE TO EARN APY
Business Traditional Money Market



Balances less than $2,500 0.25% 0.25% $2,500.00 $1.00
Balances $2,500-$49,999.99 0.25% 0.25% $2,500.00 $2,500.00
Balances $50,000-$99,999.99 0.25% 0.25% $2,500.00 $50,000.00
Balances $100,000 and above 0.35% 0.35% $2,500.00 $100,000.00
Rates are variable and subject to change at any time without notice. A minimum balance of $2,500 is required to open and avoid a $10 monthly service charge.
 
 
ACCOUNT
INTEREST
RATE
ANNUAL PERCENTAGE YIELD (APY) MINIMUM BALANCE TO OPEN MINIMUM BALANCE TO EARN APY
Business Super Money Market*



Balances less than $150,000 0.25% 0.25% $150,000.00 $1.00
Balances $150,000-$249,999.99 0.35% 0.35% $150,000.00 $150,000.00
Balances $250,000 and up 0.50% 0.50% $150,000.00 $250,000.00
*Account is no longer available to open.
Rates are variable and subject to change at any time without notice. A minimum balance of $150,000 is required to open the account and avoid a $10 monthly service charge. Maximum balance is $10 million. Fees may reduce earnings.
 

FOR ALL MONEY MARKET ACCOUNTS:
All personal and business money market account rates are variable and subject to change without notice, which means that the rate of interest and Annual Percentage Yield (APY) may change after the account is opened. Fees may reduce earnings.