Rates Effective
PERSONAL Savings ACCOUNTS
| ACCOUNT |
INTEREST
RATE
|
ANNUAL PERCENTAGE YIELD (APY) | MINIMUM BALANCE TO OPEN | MINIMUM BALANCE TO EARN APY |
|---|---|---|---|---|
|
Gold Online Savings
|
||||
| Balances less than $100,000 | 0.50% | 0.50% | $100,000.00 | $1.00 |
| Balances $100,000 -$500,000 (plus interest paid) | 3.44% | 3.50% | $100,000.00 | $100,000.00 |
*Maximum balance allowed is $500,000 plus interest paid. Rates are variable and subject to change at any time without notice. This is a tiered rate account. A minimum balance of $100,000.00 is required to open the account and avoid a $10 monthly service charge. Balances of $100,000 to $500,000 earn 3.50% APY; balances less than $100,000 earn 0.50% APY. Account is limited to consumers and must be opened online; individual or joint ownership only. This account may only be funded with NEW MONEY not on deposit at the Institution for Savings. This account is available to residents of Massachusetts, New Hampshire and Maine. Account is limited to one account per primary account owner. Fees may reduce earnings.
| ACCOUNT |
INTEREST
RATE
|
ANNUAL PERCENTAGE YIELD (APY) | MINIMUM BALANCE TO OPEN | MINIMUM BALANCE TO EARN APY |
|---|---|---|---|---|
|
Diamond Savings
|
||||
| Balances less than $25,000 | 0.25% | 0.25% | $25,000.00 | $1.00 |
| Balances $25,000 and above | 1.78% | 1.80% | $25,000.00 | $25,000.00 |
APY denotes Annual Percentage Yield. A minimum balance of $25,000 is required to open and avoid a $10 monthly service charge.
|
ACCOUNT
TYPE
|
INTEREST
RATE
|
ANNUAL PERCENTAGE YIELD (APY) | MINIMUM BALANCE TO OPEN | MINIMUM BALANCE TO EARN APY |
|---|---|---|---|---|
| Statement Savings | 0.25 % | 0.25 % | $10.00 | $1.00 |
APY denotes Annual Percentage Yield. A minimum balance of $10.00 is required to open and avoid a $1 monthly service charge.
| ACCOUNT |
INTEREST
RATE
|
ANNUAL PERCENTAGE YIELD (APY) | MINIMUM BALANCE TO OPEN | MINIMUM BALANCE TO EARN APY |
|---|---|---|---|---|
|
Preferred Savings
|
||||
| Balances less than $50,000 | 0.25 % | 0.25 % | $50,000.00 | $1.00 |
| Balances $50,000 and above | 0.40 % | 0.40 % | $50,000.00 | $50,000.00 |
APY denotes Annual Percentage Yield. A minimum balance of $50,000 is required to open and avoid a $10 monthly service charge.
|
ACCOUNT
|
INTEREST
RATE
|
ANNUAL PERCENTAGE YIELD (APY) | MINIMUM BALANCE TO OPEN | MINIMUM BALANCE TO EARN APY |
|---|---|---|---|---|
| Titanium Savings | ||||
| Balances less than $10,000 | 0.25 % | 0.25 % | $10,000.00 | $1.00 |
| Balances $10,000 and above | 0.50 % | 0.50 % | $10,000.00 | $10,000.00 |
APY denotes Annual Percentage Yield. A minimum balance of $10,000 is required to open and avoid a $10 monthly service charge.
BUSINESS Savings ACCOUNTS
| ACCOUNT |
INTEREST
RATE
|
ANNUAL PERCENTAGE YIELD (APY) | MINIMUM BALANCE TO OPEN | MINIMUM BALANCE TO EARN APY |
|---|---|---|---|---|
|
Business Diamond Savings
|
||||
| Balances less than $25,000 | 0.25% | 0.25% | $25,000.00 | $1.00 |
| Balances $25,000 and above | 1.78% | 1.80% | $25,000.00 | $25,000.00 |
APY denotes Annual Percentage Yield. A minimum balance of $25,000 is required to open and avoid a $10 monthly service charge.
| ACCOUNT |
INTEREST
RATE
|
ANNUAL PERCENTAGE YIELD (APY) | MINIMUM BALANCE TO OPEN | MINIMUM BALANCE TO EARN APY |
|---|---|---|---|---|
|
Business Statement Savings
|
0.25 % | 0.25 % | $1,000.00 | $1.00 |
APY denotes Annual Percentage Yield. A minimum balance of $1000 is required to open and avoid a $10 monthly service charge.
| ACCOUNT |
INTEREST
RATE
|
ANNUAL PERCENTAGE YIELD (APY) | MINIMUM BALANCE TO OPEN | MINIMUM BALANCE TO EARN APY |
|---|---|---|---|---|
| Business Preferred Savings | ||||
| Balances less than $50,000 | 0.25 % | 0.25 % | $50,000.00 | $1.00 |
| Balances $50,000 and above | 0.40 % | 0.40 % | $50,000.00 | $50,000.00 |
APY denotes Annual Percentage Yield. A minimum balance of $50,000 is required to open and avoid a $10 monthly service charge.
|
ACCOUNT
|
INTEREST
RATE
|
ANNUAL PERCENTAGE YIELD (APY) | MINIMUM BALANCE TO OPEN | MINIMUM BALANCE TO EARN APY |
|---|---|---|---|---|
| Business Titanium Savings | ||||
| Balances less than $10,000 | 0.25 % | 0.25 % | $10,000.00 | $1.00 |
| Balances $10,000 and above | 0.50 % | 0.50 % | $10,000.00 | $10,000.00 |
APY denotes Annual Percentage Yield. A minimum balance of $10,000 is required to open and avoid a $10 monthly service charge.
FOR ALL SAVINGS ACCOUNTS:
All personal and business savings account rates are variable and subject to change without notice, which means that the rate of interest and Annual Percentage Yield (APY) may change after the account is opened. Fees may reduce earnings.
All personal and business savings account rates are variable and subject to change without notice, which means that the rate of interest and Annual Percentage Yield (APY) may change after the account is opened. Fees may reduce earnings.