Institution for Savings

^{*Annual Percentage Yield (APY) is effective 1/2/26. Term deposit rates and APYs are fixed for the duration of the term. Minimum balance to open an account and obtain the Annual Percentage Yield shown is $500. A penalty will be imposed for early withdrawal. Account is available for personal and business accounts. Rate is subject to change. Deposits insured in full. Account holder must be present to open. Member FDIC • Member DIF}