Institution for Savings

newburyport rail trail on snowy day
4.00% APY*
18-Month or 30-Month CD
Available to Individuals and
Businesses for a Limited Time.
 
 

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*Annual Percentage Yield (APY) is effective 2/13/26. Term deposit rates and APYs are fixed for the duration of the term. Minimum balance to open an account and obtain the Annual Percentage Yield shown is $500. A penalty will be imposed for early withdrawal. Account is available for personal and business accounts. Rate is subject to change. Deposits insured in full. Member FDIC • Member DIF

Prefer a higher-yielding account? 
Our Diamond Money Market Account for individuals and businesses pays a higher rate of interest on higher balances while keeping your funds accessible.
Learn more.