Institution for Savings

commercial construction planner with blueprints

Lock in Today.
Flexibility Tomorrow.

6.75%

Commercial Real Estate Loan
3-Year Fixed Rate/20-Year Amortization*

Includes One Complimentary Rate Modification+

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Ask about our other competitive interest rates and amortization options.
Commercial Landing

Secure a competitive fixed rate today with the
opportunity for a one-time no-cost rate modification+.

Whether you're financing commercial real estate, refinancing existing debt, or funding business growth, this limited-time* commercial loan program provides rate stability today and flexibility for the future.

 
✓ 6.75% Fixed Interest Rate for 3 Years*
✓ One-Time No-Cost Rate Modification Option+
✓ 20-Year Amortization*
✓ Local Decisions and Relationship-Based Lending
 
 

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*Advertised rate is available for qualified commercial real estate loans of $500,000 or more and is available for a limited time on applications received by December 31, 2026. Subject to credit approval, collateral eligibility, and other applicable terms. Loans under $500,000 may be available at different rates and amortization structures. Minimum debt service coverage ratio 1.50:1. Maximum loan-to-value (LTV) 70%. Standard closing costs apply. Other terms and conditions may apply.
+Borrower shall have the option to exercise one modification until 12 months from the date of loan origination. There is no Bank modification fee. Other fees may apply.  Reduced rate will be in place until maturity.  Interest rate would be determined by adding 2.00% above the then current 3 year FHLB Classic Advance Rate.  In no event will the rate of interest be less than 6.50%. Modification would be subject to satisfactory loan review demonstrating full compliance with covenants and no existence of non-cured defaults.

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